Open Rates

Open Mortgages can be paid into partially or in full at any time within the specified term, without penalty - hence the higher rates.

Bank of Canada Rates

Prime Rate Qualifying Rate
2.70% 4.64%
Prime rate is the lending rate issued by the Bank of Canada that is used as a benchmark by lenders. Qualifying rate is the rate used in calculating affordability of a mortgage when a variable rate mortgage, or a 1-4 year fixed term mortgage, is taken.

Best Open Rates

Term Mortgage Rate Rate Hold Pre-payment Get Rate
There are no rates listed at this time
* All rates listed are subject to change with or without notice and subject to credit approval and guidelines.

History of Fixed Rates

History of Fixed Rates


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